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We have received reports of fraudulent phone calls that appear to come from a Hawaii National Bank phone number and claim to be from HNB's Fraud Department. We do not call or text customers to validate account and/or card numbers, and you should never provide sensitive information such as SSN, password, or PIN over the phone or through text message. If you receive a suspicious call, please hang up immediately and report the incident to us at (808) 528-7800.

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Adjustable-Rate Mortgages

Adjustable-rate mortgages are ideal for home buyers who plan to own a home for a limited time or who expect an increase in future earnings.While fixed-rate loans stay the same for the life of the mortgage, adjustable-rate loans are subject to periodic change, giving you greater flexibility on your home purchase with a lower initial rate and payments.