Business Banking

Services

We want to help your Hawaii business. That’s why we offer services tailored to meet the needs of today’s busy business owners. Save time, save money and simplify banking so you can get back to work.

Online Banking

Bank on demand, from any computer or device with Internet access.

Our streamlined Online Banking gives you secure account management access without ever visiting a Hawaii bank branch.

To enroll, download and complete the Business Enrollment Form and submit it to eBanking@HNBhawaii.com or at any of our branch locations.

To update your account, download and complete the Business Maintenance Form.

Cash Management Features

  • Create ACH files and templates
  • Upload third-party-created ACH files
  • Utilize payroll services
  • Initiate wire transfers
  • Make federal and state tax payments

Basic Online Banking Features

  • View account balances and transactions
  • Access eStatements, checks, deposit slips and other digital documents
  • Pay bills with Online Bill Pay
  • Make loan payments
  • Schedule one-time and recurring account transfers
  • Set account alerts
  • Place stop payments
  • Administer multi-tiered employee accounts

Important Security Information for Premium Online Banking Customers

Although consumer account holders receive protections from errors relative to electronic funds transfers under Regulation E, be aware that business accounts are not covered under these protections.

Our staff will never contact you on an unsolicited basis and request your electronic banking credentials. Do not give these credentials to anyone. If you are contacted by someone claiming to be a Hawaii National Bank representative, do not give them account information or credentials.

Contact our Electronic Banking Department at (808) 528-7800 immediately if you notice suspicious account activity or experience any security-related events.

More Details

To enroll, download and complete the Business Enrollment Form and submit it to eBanking@HNBhawaii.com or at any of our branch locations.

To update your account, download and complete the Business Maintenance Form.

Cash Management Features

  • Create ACH files and templates
  • Upload third-party-created ACH files
  • Utilize payroll services
  • Initiate wire transfers
  • Make federal and state tax payments

Basic Online Banking Features

  • View account balances and transactions
  • Access eStatements, checks, deposit slips and other digital documents
  • Pay bills with Online Bill Pay
  • Make loan payments
  • Schedule one-time and recurring account transfers
  • Set account alerts
  • Place stop payments
  • Administer multi-tiered employee accounts

Important Security Information for Premium Online Banking Customers

Although consumer account holders receive protections from errors relative to electronic funds transfers under Regulation E, be aware that business accounts are not covered under these protections.

Our staff will never contact you on an unsolicited basis and request your electronic banking credentials. Do not give these credentials to anyone. If you are contacted by someone claiming to be a Hawaii National Bank representative, do not give them account information or credentials.

Contact our Electronic Banking Department at (808) 528-7800 immediately if you notice suspicious account activity or experience any security-related events.

More Details

Mobile Banking

You're always on the go. So are we.

For business on the go, our mobile banking app provides the convenience of banking anywhere, securely and easily.

It’s easy to get started – just select your device below. The app is free for all personal and business customers enrolled in Online Banking. Data usage charges may apply through your wireless carrier.

Get it on Google Play

Features:

  • Debit Card On/Off Functionality: Remotely activate and deactivate your debit card to protect against theft or loss.
  • Business Mobile Deposit: Deposit checks conveniently and securely into your Checking and Savings accounts.
  • Account Transfers: Seamlessly make account transfers between your Hawaii National Bank accounts and other financial accounts.
  • Images and Statements: View check images and deposit tickets, and review and download monthly statements.
  • Account Balance Information: View account balances and easily search your transaction history.
  • Touch ID: Users of supported Apple devices can set up a Touch ID fingerprint identity sensor login.
  • Find branch and ATM locations
  • Register and login securely
  • Personalize your preferences

Supported Devices:

  • Android operating system: API 17 and up
  • iOS operating system: iOS 8.2 or later
More Details

Get it on Google Play

Features:

  • Debit Card On/Off Functionality: Remotely activate and deactivate your debit card to protect against theft or loss.
  • Business Mobile Deposit: Deposit checks conveniently and securely into your Checking and Savings accounts.
  • Account Transfers: Seamlessly make account transfers between your Hawaii National Bank accounts and other financial accounts.
  • Images and Statements: View check images and deposit tickets, and review and download monthly statements.
  • Account Balance Information: View account balances and easily search your transaction history.
  • Touch ID: Users of supported Apple devices can set up a Touch ID fingerprint identity sensor login.
  • Find branch and ATM locations
  • Register and login securely
  • Personalize your preferences

Supported Devices:

  • Android operating system: API 17 and up
  • iOS operating system: iOS 8.2 or later
More Details

Merchant Services

Convenience and peace of mind

Payment processing solutions have never been more convenient or easier to use. You'll also receive local, personalized support and competitive pricing - all with no hidden fees.

Boost Sales

Without cash-only limitations, customers tend to spend more in each transaction.

Increase Efficiency

Digital processing reduces transaction time by up to half, so you spend less time on bookkeeping and more time focusing on your business.

Improve Cash flow

Stop sorting mailed payments or waiting for checks to clear. With our next-business day deposit for electronic payments, cash is in your account within hours instead of days.

Reduce Losses

Fewer cash and check transactions mean less loss to theft and less bounced checks.

Additional Benefits

  • Process all major credit cards, debit cards and gift cards
  • Next business day deposits for Visa, MasterCard, American Express, Discover and JCB transactions
  • On-site installation, training and local technical assistance
  • 24/7 service and Help Desk support
  • Online tools to help you manage transaction information
  • No cancellation fees
  • Free, no-obligation rate quotes
More Details

Boost Sales

Without cash-only limitations, customers tend to spend more in each transaction.

Increase Efficiency

Digital processing reduces transaction time by up to half, so you spend less time on bookkeeping and more time focusing on your business.

Improve Cash flow

Stop sorting mailed payments or waiting for checks to clear. With our next-business day deposit for electronic payments, cash is in your account within hours instead of days.

Reduce Losses

Fewer cash and check transactions mean less loss to theft and less bounced checks.

Additional Benefits

  • Process all major credit cards, debit cards and gift cards
  • Next business day deposits for Visa, MasterCard, American Express, Discover and JCB transactions
  • On-site installation, training and local technical assistance
  • 24/7 service and Help Desk support
  • Online tools to help you manage transaction information
  • No cancellation fees
  • Free, no-obligation rate quotes

eCapture

Check processing has never been easier

Electronically send hundreds of checks for processing in minutes right from the office with the eCapture Digital Scanning Device.

Checks received during the business day are run through a scanner, which captures the check images and Magnetic Ink Character Recognition (MICR) information, and transposes that information into the data entry fields. eCapture software then allows you to securely upload information and generate real-time reports in a detailed or summary view. It's easy, fast and secure.

Other Benefits:

  • All information is sent to the bank through a secure Internet connection
  • eCapture’s fraud detection system sends alerts for possible duplicate items
  • The Web-based program requires few, if any, software upgrades and can be up and running on an office computer within minutes
  • The high-speed scanner connects directly to your computer

Download a brochure to learn more.

More Details

Checks received during the business day are run through a scanner, which captures the check images and Magnetic Ink Character Recognition (MICR) information, and transposes that information into the data entry fields. eCapture software then allows you to securely upload information and generate real-time reports in a detailed or summary view. It's easy, fast and secure.

Other Benefits:

  • All information is sent to the bank through a secure Internet connection
  • eCapture’s fraud detection system sends alerts for possible duplicate items
  • The Web-based program requires few, if any, software upgrades and can be up and running on an office computer within minutes
  • The high-speed scanner connects directly to your computer

Download a brochure to learn more.

More Details

Lockbox

Time is money. So let us do the paperwork for you.

Our enhanced lockbox service achieves more than older, traditional services.

We’ll receive payments and process them using the latest technology for scanning and data recognition so they are automatically credited to your account. You are then provided with a report, which can be customized and integrated with your accounts receivable or customer information system.

Additional Services

We want to help your business succeed.

That’s why we offer a wide range of additional banking services that can help your business’s efficiency and productivity.

  • ACH Origination
  • Automated Payroll Service
  • Night Depository
  • Tax Payments
  • Exchange Items
  • Notary Services
  • Signature Guarantees

ACH Origination

  • Recurring payments will be automatically debited from the Checking or Savings Accounts you select
  • Flexible methods depending on the volume of your payments
  • The most efficient method of managing your cash flow
  • May be used for in-house payroll

Automated Payroll Service

This payroll processing eliminates time-consuming, tedious payroll processing tasks by:

  • Direct deposit of payroll to any Hawaii National Bank account FREE of monthly service charges
  • Payroll disbursed by direct deposit to employees
  • Provides required reports and record-keeping

Night Depository

  • Deposits in locked or sealed bags can be placed in a vault located at select branches
  • Customers may have branch personnel process the contents of the deposit bag or have the branch hold the bags until called for by an authorized person

Tax Payments

Flexible payment processing for state and federal taxes:

  • ACH debit or credit method is available for federal taxes; ACH credit method is available for state taxes
  • Electronic Tax Payments for federal or state taxes, available to all businesses

Exchange Items

Traveling or doing business abroad? We can help you with cashier’s checks, travelers’ checks and foreign drafts, wire transfers and foreign currency exchange.

Other Services

  • Notary services
  • Signature guarantees
More Details
  • ACH Origination
  • Automated Payroll Service
  • Night Depository
  • Tax Payments
  • Exchange Items
  • Notary Services
  • Signature Guarantees

ACH Origination

  • Recurring payments will be automatically debited from the Checking or Savings Accounts you select
  • Flexible methods depending on the volume of your payments
  • The most efficient method of managing your cash flow
  • May be used for in-house payroll

Automated Payroll Service

This payroll processing eliminates time-consuming, tedious payroll processing tasks by:

  • Direct deposit of payroll to any Hawaii National Bank account FREE of monthly service charges
  • Payroll disbursed by direct deposit to employees
  • Provides required reports and record-keeping

Night Depository

  • Deposits in locked or sealed bags can be placed in a vault located at select branches
  • Customers may have branch personnel process the contents of the deposit bag or have the branch hold the bags until called for by an authorized person

Tax Payments

Flexible payment processing for state and federal taxes:

  • ACH debit or credit method is available for federal taxes; ACH credit method is available for state taxes
  • Electronic Tax Payments for federal or state taxes, available to all businesses

Exchange Items

Traveling or doing business abroad? We can help you with cashier’s checks, travelers’ checks and foreign drafts, wire transfers and foreign currency exchange.

Other Services

  • Notary services
  • Signature guarantees
More Details
Mobile Banking Agreement and Disclosures

This agreement contains the terms that govern your use of the Hawaii National Bank Mobile Banking application services. You may use this service to access your accounts on a mobile device. By using Mobile Banking to access an account you are agreeing to the terms of this Agreement which solely supplements the Account Agreements and Disclosures provided at the time of Account opening, all other terms still apply. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Other Agreements

Hawaii National Bank does not charge a fee for this service; however, standard data rates from your mobile service provider may still apply. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements.

Description of Service

Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Hawaii National Bank account information, transfer funds, view account balances, and view account detail and history. To utilize the Mobile Banking Service, you must be enrolled to use Online Banking and then register your mobile device within the Online Banking system.
We reserve the right to limit the types and number of accounts eligible for mobile banking. We may also reserve the right to modify the scope of the Service at any time.
Mobile Banking may not be accessible or may have limited utility over some network carriers. In addition, the Service may not be supportable for all Devices. Hawaii National Bank cannot guarantee and is not responsible for the availability of data services provided by your mobile carrier, such as data outages or "out of range" issues.

Use of Service

You agree to accept responsibility for making sure you understand how to use Mobile Banking and that you will contact us directly if you have any problems with Mobile Banking. You will also accept responsibility for making sure that you know how to properly use your Device and Hawaii National Bank will not be liable to you for any losses caused by your failure to properly use the Service or your Device.

Equipment and Software

Hawaii National Bank does not guarantee that your Device or mobile phone service provider will be compatible with Mobile Banking. Mobile phones and other Devices with internet capabilities are susceptible to viruses. You are responsible to ensure that your Device is protected from and free of viruses, worms, Trojan horses, or other similar harmful components (collectively referred to as "viruses") which could result in damage to programs, files, and/or your phone or could result in information being intercepted by a third party. Hawaii National Bank will not be responsible or liable for any indirect, incidental, special or consequential damages which may result from such viruses. Hawaii National Bank will also not be responsible if any non-public personal information is accessed via Mobile Banking due to any of the above named viruses residing or being contracted by your Device at any time or from any source.

More Details

This agreement contains the terms that govern your use of the Hawaii National Bank Mobile Banking application services. You may use this service to access your accounts on a mobile device. By using Mobile Banking to access an account you are agreeing to the terms of this Agreement which solely supplements the Account Agreements and Disclosures provided at the time of Account opening, all other terms still apply. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Other Agreements

Hawaii National Bank does not charge a fee for this service; however, standard data rates from your mobile service provider may still apply. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements.

Description of Service

Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Hawaii National Bank account information, transfer funds, view account balances, and view account detail and history. To utilize the Mobile Banking Service, you must be enrolled to use Online Banking and then register your mobile device within the Online Banking system.
We reserve the right to limit the types and number of accounts eligible for mobile banking. We may also reserve the right to modify the scope of the Service at any time.
Mobile Banking may not be accessible or may have limited utility over some network carriers. In addition, the Service may not be supportable for all Devices. Hawaii National Bank cannot guarantee and is not responsible for the availability of data services provided by your mobile carrier, such as data outages or "out of range" issues.

Use of Service

You agree to accept responsibility for making sure you understand how to use Mobile Banking and that you will contact us directly if you have any problems with Mobile Banking. You will also accept responsibility for making sure that you know how to properly use your Device and Hawaii National Bank will not be liable to you for any losses caused by your failure to properly use the Service or your Device.

Equipment and Software

Hawaii National Bank does not guarantee that your Device or mobile phone service provider will be compatible with Mobile Banking. Mobile phones and other Devices with internet capabilities are susceptible to viruses. You are responsible to ensure that your Device is protected from and free of viruses, worms, Trojan horses, or other similar harmful components (collectively referred to as "viruses") which could result in damage to programs, files, and/or your phone or could result in information being intercepted by a third party. Hawaii National Bank will not be responsible or liable for any indirect, incidental, special or consequential damages which may result from such viruses. Hawaii National Bank will also not be responsible if any non-public personal information is accessed via Mobile Banking due to any of the above named viruses residing or being contracted by your Device at any time or from any source.

More Details

Questions?

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