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We have received reports of fraudulent phone calls that appear to come from a Hawaii National Bank phone number and claim to be from HNB's Fraud Department. We do not call or text customers to validate account and/or card numbers, and you should never provide sensitive information such as SSN, password, or PIN. If you receive a suspicious call, please hang up immediately and report the incident to us at (808) 528-7800.

Personal Banking

Certificates of Deposit

Choose a term, lock in a rate and watch your interest grow. Earning interest in Hawaii has never been so easy and secure.

Certificate of Deposit

Make your money work harder.

Earning interest in Hawaii has never been easier or more secure. With flexible terms and competitive rates, we have CDs to help you reach your financial goals.

Minimum Deposit


  • Available to individuals, partnerships, corporations and other organizations with funds to commit for specific terms
  • Interest rates vary according to the deposit amount and term
  • Flexible interest payment options
  • At maturity, certificates are automatically renewable for the same term at the then prevailing rate

IntraFi Network Deposits CD

Get preferred rates and added peace of mind.

IntraFi Network Deposits CD (Formerly CDARS) is a deposit placement service where certificates of deposits totaling more than $250,000 receive full FDIC coverage.*

Minimum Deposit


  • Maximum insurance coverage up to $50 million
  • Competitive interest rates with varying terms
  • Managed through Hawaii National Bank
  • Early withdrawal penalties apply

Learn more about IntraFi Network Deposits CD here.

* Conventional FDIC coverage is up to $250,000, including principal and interest, per account ownership category. IntraFi Network Deposits CD allows FDIC coverage on total deposits up to $50 million.

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    To open an account or learn more, stop by any branch.

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