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We have received reports of fraudulent phone calls that appear to come from a Hawaii National Bank phone number and claim to be from HNB's Fraud Department. We do not call or text customers to validate account and/or card numbers, and you should never provide sensitive information such as SSN, password, or PIN. If you receive a suspicious call, please hang up immediately and report the incident to us at (808) 528-7800.

Business Banking

Checking Accounts

When it comes to business, one size never fits all. That's why Hawaii National Bank offers Business Checking account solutions that work for you. Choose the products and services you need, with the flexibility to expand as your business grows.

All Business Checking accounts include free debit cards. You'll also get free 24/7, secure Basic Online Banking and Mobile Banking. Additional convenience services are available, including eCapture, Merchant Services, ACH Origination, Automated Payroll and more!

Business Checking

Just starting your business? Start here.
  • For businesses with fewer transactions and a lower monthly balance
  • Low minimum opening deposit requirement
  • Flexible online banking options
Minimum Deposit


Monthly Fee


$1,000 avg monthly balance to waive fee

Included Items/month*


Excess item fee: $0.50

Business Checking Plus

Ready to take your business to the next level?
  • For mid-size or growing businesses ready to expand
  • Business Checking benefits with increased transaction limit
Minimum Deposit


Monthly Fee


$5,000 avg monthly balance to waive fee

Included Items/month*


Excess item fee: $0.50

Business Checking Premier

For businesses with greater deposit and loan balances
  • Business Checking Plus benefits with increased transaction limits
  • Additional flexibility for multiple accounts or loan balances
Minimum Deposit


Monthly Fee


$10,000 avg monthly balance or $20,000 combined deposits and loan balance, to waive fee

Included Items/month*


Excess item fee: $0.50

Business VIP Money Market Deposit

Earn a higher interest rate if you maintain a higher balance
  • Make your money work harder for you
  • Limited to 6 debits per statement cycle
  • Interest bearing
Minimum Deposit


Monthly Fee


$2,000 avg monthly balance to waive fee

Included transactions*

6 per statement cycle

Excess transaction fee: $5.00 each

Business Super NOW

Available to eligible business entities that want to earn interest on their balance and write unlimited checks
  • Interest bearing: Earn higher interest rates for higher balances
  • Eligible entities: sole proprietors, organizations, non-profits, government units
Minimum Deposit


Monthly Fee


$1,000 avg monthly balance to waive fee

* Item = Checks deposited, deposit tickets submitted and checks posted

Transactions = Debit card (POS) transactions, online banking transfers, telephone transfers, telephone transfers, preauthorized (ACH) or automatic transfers and checks payable to third parties.

To view our current business deposit rates, please click here.

To view our Schedule of Service Charges, please click here.

Reorder Checks

It’s easy and secure to request your new checks online.

How Can We Help?

    To open an account or learn more, stop by any branch.

    Find a Branch

    Need more business checks? Order new checks securely online.

    Re-Order Checks
Important Information about Legal Entity Accounts

Effective May 11, 2018, all U.S. financial institutions will be subject to new federal rules under the Bank Secrecy Act that is intended to enhance the safety of the country’s financial system and combat financial crimes. This will change the requirements for opening or modifying banking accounts and services for covered legal entities. Please click here for a detailed document that discusses the new requirements and how they may affect you. To view the Beneficial Ownership Certification Form, click here.