Business Banking

Checking Accounts

When it comes to business, one size never fits all. That's why Hawaii National Bank offers Business Checking account solutions that work for you. Choose the products and services you need, with the flexibility to expand as your business grows.

business debit card

All Business Checking accounts include free debit cards with reward options. You'll also get free 24/7, secure Basic Online Banking and Mobile Banking. Additional convenience services are available, including eCapture, Merchant Services, ACH Origination, Automated Payroll and more!

Business Checking

Just starting your business? Start here.
  • For businesses with fewer transactions and a lower monthly balance
  • Low minimum opening deposit requirement
  • Flexible online banking options

Minimum Deposit

$100

Monthly Fee

$5.00

$1,000 avg monthly balance to waive fee

Included Items/month*

25

Excess item fee: $0.50

More Details

Minimum Deposit

$100

Monthly Fee

$5.00

$1,000 avg monthly balance to waive fee

Included Items/month*

25

Excess item fee: $0.50

Business Checking Plus

Ready to take your business to the next level?
  • For mid-size or growing businesses ready to expand
  • Business Checking benefits with increased transaction limit

Minimum Deposit

$100

Monthly Fee

$12.50

$5,000 avg monthly balance to waive fee

Included Items/month*

100

Excess item fee: $0.50

More Details

Minimum Deposit

$100

Monthly Fee

$12.50

$5,000 avg monthly balance to waive fee

Included Items/month*

100

Excess item fee: $0.50

Business Checking Premier

For businesses with greater deposit and loan balances
  • Business Checking Plus benefits with increased transaction limits
  • Additional flexibility for multiple accounts or loan balances

Minimum Deposit

$100

Monthly Fee

$12.50

$10,000 avg monthly balance or $20,000 combined deposits and loan balance, to waive fee

Included Items/month*

200

Excess item fee: $0.50

More Details

Minimum Deposit

$100

Monthly Fee

$12.50

$10,000 avg monthly balance or $20,000 combined deposits and loan balance, to waive fee

Included Items/month*

200

Excess item fee: $0.50

Business VIP Money Market Deposit

Earn a higher interest rate if you maintain a higher balance
  • Make your money work harder for you
  • Limited to 6 debits per statement cycle

Minimum Deposit

$1,000

Minimum Balance

$2,000

Features

  • Interest bearing
More Details

Minimum Deposit

$1,000

Minimum Balance

$2,000

Features

  • Interest bearing

Business Super NOW

Available to eligible business entities that want to earn interest on their balance and write unlimited checks
  • Earn higher interest rates for higher balances
  • Eligible entities: sole proprietors, organizations, non-profits, government units

Minimum Deposit

$500

Minimum Balance

$1,000

Features

  • Interest bearing
  • Unlimited check writing
More Details

Minimum Deposit

$500

Minimum Balance

$1,000

Features

  • Interest bearing
  • Unlimited check writing

* Item = Checks deposited, deposit tickets submitted and checks posted

To view the Schedule of Service Charges, please click here.

How Can We Help?

  • To open an account or learn more, stop by any branch.

    Find a Branch
  • Need more business checks? Order new checks securely online.

    Re-Order Checks
Important Information about Legal Entity Accounts

Effective May 11, 2018, all U.S. financial institutions will be subject to new federal rules under the Bank Secrecy Act that is intended to enhance the safety of the country’s financial system and combat financial crimes. This will change the requirements for opening or modifying banking accounts and services for covered legal entities. Please click here for a detailed document that discusses the new requirements and how they may affect you. To view the Beneficial Ownership Certification Form, click here.