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Hawaii National Bank has received recent reports of fraudulent phone calls. We do not call or text customers to validate account and/or card numbers, and you should never provide sensitive information such as SSN, password or PIN over the phone or through text message. Please notify us immediately at (808) 528-7800 if you receive a suspicious call or text.

Personal Banking

Checking Accounts

Hawaii National Bank has the Hawaii checking accounts that work for you. Whether you’re looking for a low opening deposit or an account that earns interest, we have the specialized checking accounts with the extras that you need the most.

Seed Checking Account

A checking account and debit card for kids, managed by parents.

Household Checking

Best for you if you maintain a modest balance and write fewer than five checks per month.

Minimum Deposit


Monthly Fee


If you opt to receive eStatements

*Up to 5 checks per statement cycle. Excess fee: $0.30/check

  • No Minimum Balance
  • Free Online & Mobile Banking
  • Free eStatements
  • Free Visa Debit Card
  • Online Bill Pay
Reorder Checks

It’s easy and secure to request your new checks online.

More Checking Solutions

Personal Checking

Best for you if you keep a modest balance and want to write an unlimited number of checks.

Minimum Deposit


Monthly Fee


$400 min daily balance
to waive fee

55+ Checking

It’s worth the wait. No monthly service charge and fees for everyone age 55 or better.

Minimum Deposit


Monthly Fee


Super NOW

Best for you if you want to earn interest on your account balance and get all of the features in our Personal Checking Account.

Minimum Deposit


Monthly Fee


$1,000 min daily balance
to waive fee

VIP Money Market Deposit

Able to maintain a larger balance? This account will reward you with a higher rate of interest.

Minimum Deposit


Monthly Fee


$2,000 min daily balance
to waive fee

Bank On: A low cost, low fee checking account certified by Bank On for meeting the National Account Standards. To learn more and open a Bank On account, please visit one of our branches.

To view our current personal deposit rates, please click here.

To view our Schedule of Service Charges, please click here.

Let's Get Started

    To open an account or learn more, stop by any branch.

    Find a Branch

    Questions? We're here to help online or over the phone.

    Contact Us