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We are experiencing communication issues with our ATM network processor that is affecting the deposit capabilities at some of our ATMs. The Hilo, Kalihi, Kapiolani, Kailua, Pearl City, and Main Branch ATMs are currently unable to take in deposits. We apologize for the inconvenience and are working to resolve the issue with our processor as quickly as possible.

Personal Banking

Checking Accounts

Hawaii National Bank has the Hawaii checking accounts that work for you. Whether you’re looking for a low opening deposit or an account that earns interest, we have the specialized checking accounts with the extras that you need the most.

Seed Checking Account

A checking account and debit card for kids, managed by parents.

Household Checking

Best for you if you maintain a modest balance and write fewer than five checks per month.

Minimum Deposit


Monthly Fee


If you opt to receive eStatements

*Up to 5 checks per statement cycle. Excess fee: $0.30/check

  • No Minimum Balance
  • Free Online & Mobile Banking
  • Free eStatements
  • Free Visa Debit Card
  • Online Bill Pay
Don’t forget:

It’s easy and secure to request your new checks online.

More Checking Solutions

Personal Checking

Best for you if you keep a modest balance and want to write an unlimited number of checks.

Minimum Deposit


Monthly Fee


$400 min daily balance
to waive fee

55+ Checking

It’s worth the wait. No monthly service charge and fees for everyone age 55 or better.

Minimum Deposit


Monthly Fee


Super NOW

Best for you if you want to earn interest on your account balance and get all of the features in our Personal Checking Account.

Minimum Deposit


Monthly Fee


$1,000 min daily balance
to waive fee

VIP Money Market Deposit

Able to maintain a larger balance? This account will reward you with a higher rate of interest.

Minimum Deposit


Monthly Fee


$2,000 min daily balance
to waive fee

Bank On: A low cost, low fee checking account certified by Bank On for meeting the National Account Standards. To learn more and open a Bank On account, please visit one of our branches.

To view our current personal deposit rates, please click here.

To view our Schedule of Service Charges, please click here.

Let's Get Started

    To open an account or learn more, stop by any branch.

    Find a Branch

    Questions? We're here to help online or over the phone.

    Contact Us