Personal Banking
Seed Resources
Congratulations. You’re ready to empower your kids with financial tools such as a Seed Debit Card by Hawaii National Bank. The tough part? Helping them understand how to save and spend responsibly.
Start the Conversation
When is the best time to talk with your kids about money? At the bank, on payday, at the grocery store – it’s up to you. Remember, communication is key. Encourage your kids to ask questions about money, even if they are tough.
How to talk to your Kids About Money
American Bankers Association tips for talking to your kids about money.
Personal Finance Tips for Young Children
Anytime is the right time to begin teaching children about money.
Personal Finance Tips for College Students
Check out tips from the ABA Foundation to help college students work on mastering personal finance.
Money Smart for Young People
Age-appropriate curricula that promotes financial understanding.
Step-by-Step Financial Responsibility Roadmap, American Bankers Association
The Road to Financial Responsibility: Pointers for parents at every stage



Educational Materials
Financial smarts won't happen overnight - the best financial lessons are part of the experiences we have each day. Here are some tools to help you navigate money smarts with your kids.

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