Personal Banking
Checking, Savings, & CDs
The right products to support your financial needs for life.
Checking Accounts
When it comes to personal banking, one size never fits all. That's why Hawaii National Bank offers Personal Checking account solutions that work for you.
Just What You Need
Household Checking
For those who maintain a modest balance and write fewer than five checks per month.
For the Big Check-Writer
Personal Checking
You keep a modest balance and want to write an unlimited number of checks.
Learning While Saving
Seed Checking
A checking account and debit card for kids under age 18, which helps them grow financial independence in a safe, secure and shared way, with parent guidance and support.
For the golden years
55+ Checking
It’s worth the wait. No monthly service charge and fees for everyone age 55 or better.
Interest Earning
Super NOW
Earn interest on your account balance and get all features of the Personal Checking Account.
For Larger Balances
VIP Money Market Deposit
Able to maintain a larger balance? This account will reward you with a higher rate of interest.
Bank On: A low cost, low fee checking account certified by Bank On for meeting the National Account Standards. To learn more and open a Bank On account, please visit one of our branches.
Savings Accounts
Saving money in Hawaii can be hard, so Hawaii National Bank wants to make it easy. Plus, get additional features to help you manage your finances and make your money grow.
Simple Savings
Personal Savings
Maximize your convenience, savings and security with accounts designed around your needs. We offer simple savings accounts with returns you can count on.
Learn to Save Early
Kids' Savings
Start here for good financial habits. A Savings Account for kids ages 5-17.
Budget for the Holidays
Christmas Savings
Plan ahead to make the holidays extra festive. Something to help you save for you and your loved ones for the holiday season.
Certificates of Deposit
Choose a term, lock in a rate and watch your interest grow. Earning interest in Hawaii has never been so easy and secure.
Make your money work harder
Certificate of Deposit
Earning interest in Hawaii has never been easier or more secure. With flexible terms and competitive rates, we have CDs to help you reach your financial goals.
Get preferred rates and added peace of mind
IntraFi Network Deposits CD
IntraFi Network Deposits CD (Formerly CDARS) is a deposit placement service where certificates of deposits totaling more than $250,000 receive full FDIC coverage.*
Accounts subject to approval. Additional terms, conditions and fees may apply. A paper statement fee of $2 per printed account statement will be charged monthly unless customer enrolls in free eStatements. Paper statement fees are waived for 55+ Checking.
To view our current personal deposit rates, please click here.
To view our Schedule of Service Charges, please click here.
Find The Account That Fits You
Checking accounts that work for you. Whatever your needs are, we have an account for it.
Always in the Know
Keep up to date with all of our services available for Personal accounts.
Hawaii National Bank Mobile App
Instantly protect your cards with the HNB app.
Online Banking
Bank on demand and securely manage your account from anywhere. Access your accounts 24/7.
Log in or Enroll TodayDebit & Credit Cards
With tailored benefits and personalized service, our credit and debit cards are like having a personal assistant for your wallet.
Learn MoreReliable Customer Service
Get personalized service from our team during business hours 7 am - 6 pm Monday through Friday. Call, Email, or start a message in our Online and Mobile Banking to get your questions answered.
Personal Interest Rates
Watch your savings grow in an account that’s just right for your plans.
Let's Talk
We love getting to know our customers and helping them find the information they need. Reach out to us!